Hi, I’m Benita Smith, founder of Legacy Build Financial.

My passion for credit and financial education comes from a deeply personal place because I’ve been where many of my clients are. I’ve faced financial struggles, watched my score hold me back, and felt the weight of not knowing where to turn or how to move forward. Those challenges sparked a drive in me to not only rebuild my own financial future but also to help others do the same.

I created Legacy Build Financial to be more than a service. It is a source of support, guidance, and transformation for individuals and families who are ready to take control of their finances and create lasting change. This business is my way of giving back to the community that shaped me and becoming the person I once needed—someone who believes in you, equips you with the right tools, and walks beside you every step of the way.

At Legacy Build Financial, we empower individuals to overcome financial challenges and build lasting wealth through personalized support, practical education, and purpose-driven guidance. We are committed to helping our clients break generational cycles, make informed decisions, and build lasting legacies rooted in financial confidence.